INVESTOR RESIDENTIAL DSCR MIXED-USE LOANS

Financing Mixed Use Property Loans with Ease

We offer borrower-friendly investor residential DSCR loans for mixed-use properties with programs designed to assist brokers in leveraging this highly lucrative financing niche.

At Stronghill Capital, we are a national leader in small-balance investor residential DSCR lending for properties in the 2-8 unit mixed-use segment. We combine competitive rates and a hassle-free process, from application to close, to offer fundings in as little as 30 days.

Case Study

This $651,000, 75% LTV, acquisition of a 4-unit mixed-use property in Garfield, NJ closed through our streamlined DSCR Program. The property consists of two residential units and two commercial units which the borrower owner-occupied, with their business, post-closing.

Deal Highlights

LOAN TYPE

PROPERTY TYPE

LOAN AMOUNT

LTV

DSCR

TERM

BROKER PAYOUT

Acquisition

Residential Mixed-Use

$651,000

75%

1.45x

30-year Fixed, Fully Amortizing

$19,530

Our decades of experience and national footprint provide us with the ability to help investors realize their financial objectives.

Program

Features

LOAN AMOUNT

TERMS

RATES

YSP

LOCATION

PROPERTY TYPES

LTV MAX.

DSCR MIN.

AMORTIZATION

PREPAYMENT

RECOURSE

CREDIT SCORE

DEPOSIT & FEES

Mixed Use

$150,000 – $4,000,000

30 Years

Competitive Market Rates

Available

Nationwide, except SD

Mixed-Use >50% Residential (2-8 Units)

Up to 75%

1.00x

30 years; Interest Only options available

Required but negotiable

Full

Minimum 620

Required, but varies per transaction

Mixed Use

Program

Features

LOAN AMOUNT

TERMS

RATES

YSP

LOCATION

PROPERTY TYPES

LTV MAX.

AMORTIZATION

PREPAYMENT

RECOURSE

CREDIT SCORE

DEPOSIT & FEES

DSCR MIN.

$150,000 – $4,000,000

30 Years

Competitive Market Rates

Available

Nationwide, except SD & ND

Mixed-Use >50% Residential (2-8 Units)

Up to 75% with as little as 25% down upfront

1.00x

30 years; Interest Only options available

Required but negotiable

Full

Minimum 620

Required, but varies per transaction

Stronghill Approach

Our DSCR program for 2-8 unit mixed-use properties allows you to qualify and close more deals. We take a streamlined approach to underwriting property related cash-flows and you’ll never have to worry about borrower income verification or minimum experience requirements.

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No Vacancy/Credit Loss

PITI Expense Only

No Income Verification

No Borrower Experience Required

No operating expenses

even on the commercial units!

As with other property types, Stronghill’s lending guidelines are flexible and here to meet the needs of your borrowers. Most importantly, we truly partner with our mortgage broker clients to guarantee smooth closings.

Why Stronghill?

Since we follow a highly predictable and streamlined approach, that ensures results for your borrowers, Stronghill is a lender that you can always depend on.