Streamlined Solutions For Investor Residential Loans

In 2021 we launched Stronghill Resi Express – a tailored solution for nimble owners of residential and mixed-use investment properties looking for quick and reliable loan closes for their growing portfolio. We offer competitive rates, light documentation requirements (no income verification) and, above all, a reliable and speedy process from application to close.

Target Lending Terms

YSP Available for approved brokers. Inquire for details.
Property Location Nationwide United States except ND and SD*
Property Types Investment Residential (1-8 Units), Short Term Rentals and Mixed-Use (50% Residential)
Occupancy Occupied, Vacant, Short-Term Rentals
Loan Size $150,000 – $2,500,000
Loan Structure 30-Year Fixed Rate (Fully amortizing or 10-Yr IO Period)
Loan Rates 3.750% – 6.750%
Prepayment 6 Months of Interest (if prepaid during first 5 years of term), 20% Freely Prepayable
LTV Up to 80% – Purchase and Rate Term Refi, Up to 75% – Cash Out
DSCR Minimum 0.75x+
Credit Score Minimum 620
Recourse Full
Deposits $3,000 pass-through deposit, $6,000 for multifamily or mixed-use
Fees $0 Underwriting Fee. 1% Fee at Closing.

Transactions