Investment Residential
Financing for investment single family rental properties (1-4 units) where repayment is supported by DSCR from rental operations. We offer pooled portfolio loans and single asset loans.

We offer loans on single-family residential rental properties with long-term leases where repayment is to be supported by cash flow from rental operations. Our investment residential financing focuses on existing, stabilized, non-owner occupied 1-4 unit residences, either as single-assets or pooled portfolios within the same area.
Stronghill Capital Lending Parameters
Loan Size | $500,000 – $5,000,000 (Min Loan Per Property $150k if Portfolio) |
LTV Max / DSCR Min | 65% (70% Case by Case) / 1.20x |
Debt Yield | Minimum 9.0% |
Rate Considerations | Dependent on LTV, Debt Yield, DSCR, and Borrower Experience. Contact Us for a Quote. |
Term | 5, 7, or 10 Years. Extensions negotiable. |
Amortization | 25 or 30 years |
Property Types | Rental 1-4 Unit Single Family Residences (No Owner or Owner-Related Occupants) |
Prepayment Premiums | Locked at half term, opens at 3-5 pts declining. |
Recourse | Full |
Minimum Credit Score | 620 |
Deposits and Fees | Variable. Contact us for details. |
Loan Reserves | 4 to 12 months PITI reserves required, case by case. |
Borrower Experience | Required |
Transactions
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