We offer loans on single-family residential rental properties with long-term leases where repayment is to be supported by cash flow from rental operations. Our investment residential financing focuses on existing, stabilized, non-owner occupied 1-4 unit residences, either as single-assets or pooled portfolios within the same area.
Stronghill Capital Lending Parameters
|Loan Size||$500,000 – $5,000,000 (Min Loan Per Property $150k if Portfolio)|
|LTV Max / DSCR Min||65% (70% Case by Case) / 1.20x|
|Debt Yield||Minimum 9.0%|
|Rate Considerations||Dependent on LTV, Debt Yield, DSCR, and Borrower Experience. Contact Us for a Quote.|
|Term||5, 7, or 10 Years. Extensions negotiable.|
|Amortization||25 or 30 years|
|Property Types||Rental 1-4 Unit Single Family Residences (No Owner or Owner-Related Occupants)|
|Prepayment Premiums||Locked at half term, opens at 3-5 pts declining.|
|Minimum Credit Score||620|
|Deposits and Fees||Variable. Contact us for details.|
|Loan Reserves||4 to 12 months PITI reserves required, case by case.|
Learn more about the Stronghill Investment Residential loan program.
Stronghill’s innovative lending service offers a predictable process leading to certain results that everyone can rely upon - deal after deal.