Commercial, Multi-Family, and Residential Loans
Financing for commercial and five or more residential unit properties such as apartments, offices, warehouses, and retail.
Stronghill commercial and multi-family financing options are designed for small balance commercial real estate investment properties such as office buildings, retail space, and light industrial such as warehouses, as well as 5+ unit multi-family properties.
Stronghill Capital Lending Parameters
| Loan Size | $500,000 – $5,000,000 |
| Lending Areas | Nationwide United States except ND, NV, and SD |
| LTV Max / DSCR Min | Up to 75% LTV and minimum DSCR of 1.10x |
| Debt Yield | Minimum 9.0% |
| Rate Considerations | Dependent on LTV, Debt Yield, DSCR, and Borrower Experience. |
| Rate Adjustments | Property Type, Credit Score, Borrower Net Worth/Liquidity, Loan Purpose, Market Size, and more |
| Term | 5, 7, or 10 Years. Extensions negotiable. |
| Amortization | Amortizing Balloon, 25 or 30 years |
| Property Types | Income producing Multi-Family, Mixed Use, Office, Retail, Light Industrial/Warehouse, Self-Storage, Commercial Condo, Mobile Home Parks |
| Prepayment Premiums | Locked at half term, opens at 3-5 pts declining. |
| Recourse | Full |
| Minimum Credit Score | 620 |
| Deposits and Fees | Variable. Contact us for details. |
| Loan Reserves | 4 to 12 months PITI reserves required, case by case. |
Transactions
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