INVESTOR RESIDENTIAL REAL ESTATE LOANS

Investor Residential DSCR Loans

Residential DSCR mortgage loans for investors pursuing non-owner-occupied financing. Programs tailormade for brokers looking to expand their offerings, with our expert assistance.

At Stronghill Capital, we are a small-balance investor residential DSCR lender. We offer customized options to meet the needs of both new and seasoned owners of residential real estate held for investment. Our platform provides quick and reliable closings, competitive rates, and a hassle-free process from application to close.

Property Types

Investor Residential Loans at Stronghill Capital

Case Study

This $741,000, 65.0% LTV, cash-out refinance of a 2-unit investor residential property in Pasadena, CA was financed through our streamlined DSCR Program. Stronghill closed this loan, allowing the sponsor to make further investments in real estate and grow their overall portfolio.

Deal Highlights

LOAN TYPE

PROPERTY TYPE

LOAN AMOUNT

LTV

DSCR

TERM

BROKER PAYOUT

Cash-out Refinance

2-Unit Residential

$741,000

65%

1.25x

30-year Fixed, Fully Amoritizing

$7,410

Program

Features

LOAN AMOUNT

TERMS

RATES

YSP

LOCATION

PROPERTY TYPES

LTV MAX.

DSCR MIN.

AMORTIZATION

PREPAYMENT

RECOURSE

CREDIT SCORE

DEPOSIT & FEES

Investor Residential

$150,000 – $4,000,000

30 Years

Competitive Market Rates

Available

Nationwide, except SD

Investment Residential (1-4 units), Short Term Rentals, Multifamily (5-8 units), Mixed-Use > 50% Residential (2-8 units) 

Up to 80% for Purchase and R&T Refinance, Up to 75% for Cash-Out

1.00x

30 years; Interest Only options available

Required but negotiable

Full

Minimum 620

Required, but varies per transaction

Investor Residential

Program

Features

LOAN AMOUNT

TERMS

RATES

YSP

LOCATION

PROPERTY TYPES

LTV MAX.

AMORTIZATION

PREPAYMENT

RECOURSE

CREDIT SCORE

DEPOSIT & FEES

DSCR MIN.

$150,000 – $4,000,000

30 Years

Competitive Market Rates

Available

Nationwide, except SD & ND

Investment Residential (1-4 units), Short Term Rentals,
Multifamily (5-8 Units), Mixed-Use >50% Residential (2-8 Units)

Up to 80% for purchase and rater term refi, up to 75% for cash out

1.00x

30 years; Interest Only options available

Required but negotiable

Full

Minimum 620

Required, but varies per transaction

Stronghill Approach

Through our decades of experience, which Is grounded in dependability, financial strength and creative loan structures, our debt specialists custom-craft flexible loans with a proven process to help borrowers realize their financial objectives.

As with other property types, Stronghill’s lending guidelines are flexible and here to meet the needs of your borrowers. Most importantly, we truly partner with our mortgage broker clients to guarantee smooth closings.

Why Stronghill?

Since we follow a highly predictable and streamlined approach that ensures results for your borrowers, Stronghill is a lender that you can always depend on.