Seeking a reliable partner to work with side-by-side on closing small balance commercial deals? Stronghill has you covered with competitive distribution channel solutions to help support you and your business deal after deal.
Small-balance loan solutions you can rely upon.
Commercial | Multi-Family | Investment Residential
Our competitive nationwide loan solutions for commercial, multi-family, and investment residential properties can be custom-tailored to best meet your and your clients’ deal requirements.
Overview of Loan Criteria
We offer competitive financing for Fixed Rate Commercial Mortgage Loans and a wide range of options so you always have a solution. Below are some details of what we offer across our services.Click to expand table
|Loan Size||$500,000 – $5,000,000|
|Lending Areas||Nationwide United States except ND, NV, and SD|
|LTV Max / DSCR Min||65% (70% Case by Case) / 1.20x|
|Debt Yield||Minimum 9.0%|
|Rate Considerations||Dependent on LTV, Debt Yield, DSCR, and Borrower Experience.|
|Rate Adjustments||Property Type, Credit Score, Borrower Net Worth/Liquidity, Loan Purpose, Market Size, and more|
|Term||5, 7, or 10 Years. Extensions negotiable.|
|Amortization||25 or 30 years|
|Property Types||Multi-Family, Office, Light Industrial/Warehouse, Self-Storage, Mixed Use, Commercial Condo, Mobile Home Parks, Retail (Case-by-Case), and Non-Owner Occupied 1-4 unit Investment Residential (Long-Term Leases). Income producing properties only.|
|Prepayment Premiums||Locked at half term, opens at 3-5 pts declining.|
|Minimum Credit Score||620|
|Deposits and Fees||Variable. Contact us for details.|
|Loan Reserves||4 to 12 months PITI reserves required, case by case.|
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