INVESTOR RESIDENTIAL DSCR LOANS FOR SHORT TERM RENTALS

Financing Short Term Rentals (STR) with Ease

We offer borrower-friendly investor residential DSCR loans for short term rentals, with programs designed to assist brokers in leveraging this highly lucrative financing niche.

At Stronghill Capital, we are a national leader in small-balance investor residential DSCR lending for short term rentals. We combine competitive rates and a hassle-free process, from application to close, to offer fundings in as little as 30 days. Regardless of whether the property is located in a ski town or at the beach, we have the lending solution.

Case Study

This $1,104,000, 80% LTV, acquisition of single unit short term rental in Knoxville, TN allowed the borrower to add another asset to their growing portfolio of STR’s. This 2,981-square-foot residential property will provide our sponsor with positive cash-flow for years to come.

Deal Highlights

LOAN TYPE

PROPERTY TYPE

LOAN AMOUNT

LTV

DSCR

TERM

BROKER PAYOUT

Acquisition

Short Term Rental

$1,104,000

80%

1.12x

30-year Fixed, Fully Amortizing

$22,080

Our decades of experience and national footprint provide us with the ability to help investors realize their financial objectives.

Program

Features

LOAN AMOUNT

TERMS

RATES

YSP

LOCATION

PROPERTY TYPES

LTV MAX.

DSCR MIN.

AMORTIZATION

PREPAYMENT

RECOURSE

CREDIT SCORE

DEPOSIT & FEES

Short & Long Term Rental

$150,000 – $4,000,000

30 Years

Competitive Market Rates

Available

Nationwide, except SD

Short & Long Term Rentals

Up to 80% – Purchase & Rate-Term Refinance, Up to 75% – Cash-Out

1.00x

30 years; Interest Only options available

Required but negotiable

Full

Minimum 620

Required, but varies per transaction

Mixed Use

Program

Features

LOAN AMOUNT

TERMS

RATES

YSP

LOCATION

PROPERTY TYPES

LTV MAX.

AMORTIZATION

PREPAYMENT

RECOURSE

CREDIT SCORE

DEPOSIT & FEES

DSCR MIN.

$150,000 – $4,000,000

30 Years

Competitive Market Rates

Available

Nationwide, except SD & ND

Mixed-Use >50% Residential (2-8 Units)

Up to 75% with as little as 25% down upfront

1.00x

30 years; Interest Only options available

Required but negotiable

Full

Minimum 620

Required, but varies per transaction

Stronghill Approach

Our DSCR program for Short Term Rentals allows you to qualify and close more deals. We take a streamlined approach to underwriting property related cash-flows and you’ll never have to worry about borrower income verification or minimum experience requirements.

As with other property types, Stronghill’s lending guidelines are flexible and here to meet the needs of your borrowers. Most importantly, we truly partner with our mortgage broker clients to guarantee smooth closings.

Why Stronghill?

Stronghill is a national leader in providing mortgage loans for short-term rentals. We’re the perfect fit for first time investors or industry veterans, looking to rapidly grow their portfolios.

Financing Short Term Rentals (STR) with Ease

Case Study

Deal Highlights

Our decades of experience and national footprint provide us with the ability to help investors realize their financial objectives.

Program

Features

Short & Long Term Rental

Mixed Use

Program

Features

Stronghill Approach

No Vacancy/Credit Loss

No Income Verification

No Borrower Experience Required

No operating expenses

As with other property types, Stronghill’s lending guidelines are flexible and here to meet the needs of your borrowers. Most importantly, we truly partner with our mortgage broker clients to guarantee smooth closings.

Why Stronghill?

Stronghill is a national leader in providing mortgage loans for short-term rentals. We’re the perfect fit for first time investors or industry veterans, looking to rapidly grow their portfolios.

Company

Solutions