COMMERCIAL – RETAIL

Commercial Loans for Retail Properties

Stronghill provides small-balance commercial mortgage loans to investors seeking to grow or reposition their retail property investment portfolios

Our small balance commercial real estate loan programs include flexible options for retail collateral. Loans secured by retail properties for the purposes of acquisition, rate and term refinancing, or cash-out are all part of the Stronghill offering. Obtain a small balance commercial real estate loan for a retail building through our reliable and streamlined loan process.

Case Study

This $3,698,000, 65% LTV, cash-out refinance of a retail property in San Diego, CA allowed the borrower to access the funds needed to execute on additional investment opportunities. The collateral consisted of ten commercial condos, occupied by tenants operating restaurants, a nail salon, convenience store and an insurance agency.

Deal Highlights

LOAN TYPE

PROPERTY TYPE

LOAN AMOUNT

LTV

DSCR

TERM

BROKER PAYOUT

Cash-Out Refinance

Retail

$3,698,000

65%

1.40x

5-year Fixed, Amortized over 30-years

$55,470

By providing the tools, knowledge, and capital to accelerate the growth of your business, Stronghill is here to help.

Program

Features

LOAN AMOUNT

TERMS

RATES

YSP

LOCATION

PROPERTY TYPES

LTV MAX.

DSCR MIN.

AMORTIZATION

PREPAYMENT

RECOURSE

CREDIT SCORE

DEPOSIT & FEES

Retail

$300,000 – $5,000,000

5, 7, 10 Years

Competitive Market Rates

Available

Nationwide, except SD

Retail, Restaurants (including quick service)

Up to 70%

1.20x

25 or 30 years; Interest Only options available

Required, but negotiable

Full and Partial

Minimum 660

Required, but varies per transaction

Mixed Use

Program

Features

LOAN AMOUNT

TERMS

RATES

YSP

LOCATION

PROPERTY TYPES

LTV MAX.

AMORTIZATION

PREPAYMENT

RECOURSE

CREDIT SCORE

DEPOSIT & FEES

DSCR MIN.

$150,000 – $4,000,000

30 Years

Competitive Market Rates

Available

Nationwide, except SD & ND

Mixed-Use >50% Residential (2-8 Units)

Up to 75% with as little as 25% down upfront

1.00x

30 years; Interest Only options available

Required but negotiable

Full

Minimum 620

Required, but varies per transaction

Stronghill Approach

We close loans quickly, allowing brokers and borrowers to meet their objectives efficiently. Our lending programs for retail properties are highly competitive in today’s ever-changing marketplace.

As with other property types, Stronghill’s lending guidelines are flexible and here to meet the needs of your borrowers. Most importantly, we truly partner with our mortgage broker clients to guarantee smooth closings.

Why Stronghill?

Since we possess everything, you need in a strong lending partner, Stronghill is positioned to help you grow your business. Let’s connect and discuss how to get started.

Commercial Loans for Retail Properties

Case Study

Deal Highlights

By providing the tools, knowledge, and capital to accelerate the growth of your business, Stronghill is here to help.

Program

Features

Retail

Mixed Use

Program

Features

Stronghill Approach

No Vacancy/Credit Loss

No Income Verification

No Borrower Experience Required

No operating expenses

As with other property types, Stronghill’s lending guidelines are flexible and here to meet the needs of your borrowers. Most importantly, we truly partner with our mortgage broker clients to guarantee smooth closings.

Why Stronghill?

Since we possess everything, you need in a strong lending partner, Stronghill is positioned to help you grow your business. Let’s connect and discuss how to get started.

Company

Solutions