THE STRONGHILL PROCESS
We elevate the borrowing experience through a quick, reliable, and hassle-free commercial lending process.
Facilitated by our veteran team of lending specialists, we provide small balance loans for commercial ($500K-$3M) properties. Our offering includes cash-out refinances and full and light-doc commercial loans. We enhance our brokers’ businesses and their borrowers’ portfolios with unmatched flexibility, a predictable process, and flexible underwriting.
Our affiliation with Arrowmark Partners also allows us to offer lending solutions for income-producing commercial real estate, ranging from $10M to $100M.
Discover how Stronghill can help you provide innovative and individualized financing solutions.
A Stronghill submission package typically includes items such as a loan application, credit authorization, property specific documentation (i.e. profit & loss statements, leases and rent rolls) and in some circumstances borrower related income documentation.
Tip for brokers!
Depending on the loan program, we have streamlined documentation requirements. No tax returns and no income verification options are accessible to you and your clients.
After an initial evaluation, our team of seasoned originators submit loan packages to underwriting where an extensive review takes place. This includes background diligence for borrowers, sponsors and properties, extensive cash-flow analysis, pricing review/approval and the issuance of conditional approvals.
Tip for brokers!
Submit a complete package to reduce closing time. The faster we can build a credit file, the quicker we can close your loan.
A closing is scheduled after the receipt and satisfactory review of all underwriting conditions, 3rd party reports (i.e. appraisal, title, etc.) and final approvals have been issued.
Tip for brokers!
Stronghill Capital funds loans after borrowers have executed all necessary loan documents and said forms have been reviewed by a Stronghill closer.
Stronghill can provide you with innovative and individualized financing solutions.
We elevate every deal on an individual basis from application to close through:
We account for a borrower’s experience, individual financing needs, and investment goals to tailor a custom solution. Property related LTV, DSCR and DY also factor into final deal structure/rate.
Through our affiliation with ArrowMark Partners, we are a well-capitalized, direct, balance sheet lender. These capabilities allow us to assist borrowers with significant lending needs while offering competitive rates across asset classes.
We provide the same predictable process regardless of lending program. This ensures clear communication at every step, no matter the borrower or business line, leading to dependable closings.
Even for investors with little or no experience in real estate investing, we are committed to providing solutions that allows them to advance their financial goals.
© Stronghill Capital, LLC. 2024 All Rights Reserved. NMLS # 2321153.
Stronghill.com is a website operated by Stronghill Capital, LLC and its subsidiary, Stronghill Funding Inc. By accessing this site and any pages thereof, you agree to be bound by our terms of use and privacy policy. The use of this website does not constitute an application for a mortgage loan or an offer by Stronghill Capital, LLC or Stronghill Funding, Inc. to lend.
Stronghill Capital, LLC and Stronghill Funding Inc. are separate, but affiliated entities. Stronghill Capital, LLC is licensed in AZ (License #: 1041285), CA (License #60DBO-172590), CO (mortgage company registration), FL (License # MLD2333 ), ID (MBL-2082321153), MN (MN-MO-2321153 ), ND (MB104136), SC (MLS – 2321153), SD (License/Registration #: 2321153.ML), and TX (mortgage company license and residential mortgage loan servicer registration). Please visit www.nmlsconsumeraccess.org for more licensing information on Stronghill Capital, LLC. Stronghill Funding Inc. is licensed by the California Department of Real Estate (license no. 02091978) and originates and arranges certain business purpose mortgage loans in the State of California. Stronghill Funding Inc. may operate in California as “Stronghill Capital”.
All mortgage loan products referenced herein are offered to qualified residential lending institutions only and are not applicable to the general public and/or individual.
This is not an offer to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all applicants will qualify and not all applicants that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and are subject to change without notice.