FAQs

At Stronghill Capital, we are a direct, nationwide, small-balance commercial real estate lender. We pride ourselves on closing loans quickly and efficiently. Our goal is to provide capital for your borrowers on the most favorable terms possible.

For commercial real estate, like multifamily, mixed-use, retail, light industrial/warehouse, self-storage, and many others… our lending territory extends nationwide (except for South Dakota).

For non-owner occupied 1-4 unit residential properties, we lend in every state except for Michigan, Minnesota, South Dakota, Virginia, and Vermont.

Stronghill Capital is a direct, nationwide, small-balance mortgage lender that funds loans for business purposes. We work with borrowers who are new or seasoned investors and specialize in permanent financing for multifamily, 1-4 unit investment residential and most commercial property types.

For commercial properties, we generally like to stay at or above $500,000 and for investor residential loans our program minimum is $150,000.

Absolutely! They’ll still need to demonstrate an ability to repay but experience is generally not required.

No issue at all! We exist to serve the needs of borrowers turned down by traditional lenders.

Yes, Stronghill offers blanket mortgages and will allow multiple pieces of collateral within a single loan.

Not necessarily. We do have minimum FICO requirements but also take a wholistic view when determining a borrower’s ability to repay.

Yes, we require that tax and insurance escrow accounts be established at closing.

We lend on a broad range of property types. 1-4 Unit Investor Residential, Multifamily, Mixed-Use, Office, Retail, Light Industrial/Warehouse, Self-Storage, Mobile Home Communities, Investment Residential, Automotive, Daycare, Restaurants (including quick service) and Special Purpose on a case-by-case basis.

We offer a range of loan structures including Fixed Rate Terms of up to 10 Years, 30 Year Amortizations and Interest Only options.

While we do have minimum FICO requirements of 620, we take a wholistic view when determining a borrower’s ability to repay and don’t have approval decisions based entirely on credit scores.

We have been able to close in an little as two weeks, but our average time to close is around 45 days.

By contacting one of our originators today

Generally, a minimum of 25% is required.

Yes, Stronghill permits cash-out and in most cases without limitation.

Our loans are typically structured with 25 or 30 year amortizations and terms ranging from 5-10 years.

Generally, no. We provide permanent financing and as a result require that properties meet minimum stabilization requirements.  

We offer a range of loan structures including Interest Only, ARM Products and Fixed Rate Solutions.

Our current minimum is 620, but subject to change.

We have been able to close in an little as two weeks but our average time to close is 30 days.

By contacting one of our originators today

Generally, a minimum of 20% is required.

Yes, Stronghill Capital is one of the nation’s leaders in providing mortgages on properties used as short-term rentals.